For Thrift Savings Plan participants, there are two basic approaches to managing your pre-tax savings for retirement:

1. Do it all yourself.
2. Have someone else do it for you.

Option 1: This can include subscriptions to services telling you what to buy or sell. If you are super diligent, and the subscription service is accurate and timely, one could argue that this approach might be able to improve your results over time.

Option 2: Our approach is to take on the entire burden of analyzing, reporting, trading, and monitoring for you. Our aim is to get better results than the other options, after all costs. To see how this method can work, simply enter a few estimations of where you sit right now and where you hope to be around retirement age, whatever age that is to you. Give us a basic idea about your current allocation (percentage in each fund). Then use your gut instinct to determine how much your account could be down over the next 6 months, and you still would not worry too much about it. Remember, this is all just to give you a base to think about building on. There is no cost or obligation whatsoever so run as many scenarios as you wish!